• New Tax Law, Recharacterization, and Your Clients

    Recharacterization is movement of a contribution from a Traditional IRA to a Roth IRA or Roth IRA to a Traditional IRA. Recharacterization of a Roth IRA conversion is no longer allowed due to a tax law change effective January 1, 2018.

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Budd, Melone & Company
3121 University Dr., Suite 180
Auburn Hills, MI 48326

Main office: 248-499-8721
Email Address:


Customized Training Solutions

Budd, Melone & Company, along with the MICPA, is proud to offer Customized Training Solutions for these two topics:

  • Understanding the Types of Retirement Plans for Closely Held Businesses
  • Talking about Retirement with Your Clients

For more information contact Judy Trepeck or visit the Customized Training Solutions page.


When the markets turn as volatile and confusing as they have in the past, even the most patient investors may come to question the wisdom of the investment plan that they've been following. Your clients may have come to the realization that they believed they had a good plan when in fact, they don't. As Warren Buffet once said, “When the tide goes out, you find out who was swimming without shorts.” 

At Budd, Melone & Company, we've seen a lot of difficult markets come and go. And we can certainly empathize with people who find the current environment troublesome and disturbing.  We'd like to help, if we can, and to that end, here's what we offer:

A Cup of Coffee and a Second Opinion

By appointment, your clients are welcome to come in and sit with us for a while. We'll ask them to outline their financial goals- what their investment portfolio is intended to do for them. Then we'll review the portfolio for and with them.  If we think the investments continue to be well-suited to their long-term goals- in spite of the current market turmoil –we'll gladly tell them so, and send them on their way. If, on the other hand, we think some of the investments no longer fit with their goals, we'll explain why, in plain English. And, if they like, we'll recommend some alternatives...Either way, the coffee is on us.

Visit our CPA Collaboration page to learn about how we can make your life easier and how together we can exceed client expectations.


Hour Detroit Magazine and Forbes Magazine                                                             


Award based on 10 objective criteria associated with providing quality services to clients such as credentials, experience, and assets under management among other factors. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers.